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Testimonials for members of IFL Associates Ltd., SmartChoice Home Loans Limited, Borrowers Choice Loan Advisory Service Limited.

At mortgagehelp.co.nz we are constantly working to provide more value for New Zealanders.  We need your support.  If you have benefited from this site, or the discussion group, please take a few seconds to add a short testimonial to this page.  Your input will help maintain and improve this service.

We appreciate your support!

Please take the time to review some of the testimonials from several satisfied New Zealanders.

CLIENTS HAVE THEIR SAY…

"Allistar, Many thanks, that was fast work.  This gives me a much better idea of what I can expect.  I shall continue the house hunt and we will be in touch.  I have given a friend your contact details." - Sally

"A thousand and one thank you's'. We are thrilled with the change over, your expertise and thoroughness ensured it went through hassle free.  If it wasn't for your news letters would probably have stayed with United until the fixed rate was up for renewal again.  So thank you for enabling us to get on track and repay quicker." - Linda and Jim

"I have dealt with Allistar Walker for many years and have found him responsive and capable of making many deals work.”  - Maureen Murphy-Boyd

"Allistar, Thanks so much for everything that you did in regard to ensuring the girls and I kept our house.  Your thoroughness and thoughtfulness was very much appreciated and will not be forgotten” - Donna

"Allistar, thank you so much for all your effort in getting my funding for a venture I have wanted to do for a long time, also for the pack and your "Thank You” card.  I too hope it is all successful and will definitely recommend your services to people needing mortgage help"  - Tina

"Your efficiency in processing our loan has been awesome and we both really appreciate your ability to streamline our purchase. Thanks Allistar” – John & Annie Meeks

"The folder that your company provided me with, has helped me organise my financial affairs, given me great tips, and enables me to keep all my finance, insurance and investment info in one place. Thanks again - a great idea." - Francis Vederfeld

Gavin Barnes, thank you very much for all the professional advice and for all the wonderful services you gave us for financing our mortgage and sorting out our choices for the insurances.  We were lucky to have dealt with you as we felt the service was professional, prompt, warm and you got us the best bank deals we ever got.  many thanks for always fitting in our appointments at the odd times that suited us.  I'm going to be recommending you to all my friends.  Thank you again - Sherine Hall

I have known Gavin Barnesfor over 30 years during which time he became a senior Banker but more especially the past three years in his capacity as a mortgage broker.  During this time I have had many occasions where Gavin Barnes has arranged finance for my clients be it for normal trading bank needs, for the self employed or people with credit problems.  Each situation has been different but there have been only one or two cases, where he has, through no fault of his own, been unable to assist.  He has a wide range of lenders in his portfolio who cover nearly every aspect of finance.  I am aware Gavin Barnes is a member of the New Zealand Mortgage Brokers Association and I have found him to be very professional, efficient and understanding.  Many of my clients have expressed their thanks for his help.  I would have no hesitation whatsoever in recommending him to anyone seeking assistance with financial matters or problems - Brian Ellis, Principal, Ellis Law.

Gavin, Thank you so very much for all your help towards us purchasing our first home.  We really appreciate all the time and effort you have made, you are very special.  - Natalia, Jeremy and Benjamin.

On Gavin Barnes, Consultancy to Pacific Savings Bank in Palau.  This note serves as a personal recommendation for Mr Gavin Barnes.  Mr Barnes has a wealth of knowledge in the credit and lending business and the experience and commonsense to apply that knowledge effectively.  I had the opportunity and pleasure to work closely with Mr Barnes in Aug-2006 in an attempt to rehabilitate a troubled financial institution.  He demonstrated the ability to identify important issues, set priorities, and provide leadership for achieving solutions.  We served in different roles - he represented ownership and I the licensing authority; however, he was always open to suggestions, understanding of other perspectives, and willing to cooperate and be pragmatic on our shared objectives.  If a situation arises requiring a chief executive or managing director of a banking or financial institution, I would have no reservation offering a favourable recommendation for Mr Barnes - Richard W Num, Consultant to International Monetary fund, USA.

I enjoyed reading your article in the courier newspaper today. I am a 57 year old real estate sales person of over 12 years experience and father of three. I believe one of the most important things we can pass onto our children is financial skills. My father who past away many years ago gave me as a know it all 19 year old two valuable pieces of advice. "Son if you can't afford to pay cash for it you can't afford to buy it” excepting a house of course. And " Son live within your means”. I was a bit of a slow learner and got burnt twice buying motorbikes under HP. but learned a valuable lesson at an early age that has kept me in good stead over the years. During my time in real estate I have seen the bubble burst several times and you don't want to be overly exposed.  High returns generally equate to high risk and I have difficulty seeing passed bricks and mortar in the right location and no shared driveways as a good long term investment. Mary Holm a financial writer in the Herald who doesn't seem to like real estate much has some good advice " get rich slowly” As you say in your article we seem to take little heed of history and keep repeating the same mistakes. I wish simple budgeting skills were learnt at school as younger people I encounter these days seem to have little financial nous and want everything now without working hard and saving for it. Greed is alive and well. We also need to be content and happy with what we have rather than always wanting the latest, biggest, brightest new fad. I am not a great fan of 100% finance on a house as its too easy without having done the hard yards. We are now seeming owners with negative equity and the subsequent mortgagee sales when times get tough. I hope plenty of people read your article and that professional advisers like yourself focus on giving good sound financial advice  as there are others out there out of self interest who will promote the latest financial product that gives the adviser the best commission rather than what's best for the purchaser/investor. - Doug

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